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Overdraft loans

Equipment acquisition, construction of buildings or financing of special projects are matters that most frequently require funds with a tenor longer than one year. The tenor will be determined in accordance with the projected future income and also with the time needed for the completion of the project. The Bank, depending on the project's needs, may issue a grace period, in which the company is not obligated to pay the capital amount, but only the interest. Investment loans may be in MKD and EUR.

AMOUNT

The amount depends on the collateral value, on customer's needs and whether he is eligible.

LOAN TENOR

Depending on the customer's needs, the amount requested and business orientation.

INTEREST RATE

The interest rates are agreed depending on the security value, financial data, amount requested, currency, business orientation, foreign inflow expected and other business activities with the Bank.

SECURITY

Real estate mortgage, pledge of movables, cash deposit, bank guarantee, company guarantee and bill of exchange.

MORE INFORMATION ON 02 3251 900

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