Individuals > Loans > Consumer Loans > EASY



12.000 MKD - 240,000 MKD
6 - 48 months
  • 0% loan administration fee
  • 500 MKD Application fee
  • 200 MKD Online application fee
Monthly installments

Max. 1 working day
0% on prepaid amount
  • For payroll and non payroll clients
  • MKD 6,99% - fixed IR for the entire repayment period

  • Administrative ban, if accepted by all parties (Company - Bank - Loan applicant)
  • Employees in the institutions financed from the Budget of RSM
  • Employees in public enterprises
  • Employees in state-owned companies and companies established by the municipality
  • Employees in financial institutions (banks, savings houses, exchange offices)
  • Employees of insurance companies
  • Employees in financial companies
  • Health workers
  • Employees of companies on the Bank's positive list

Only in case the criteria for monthly installment in relation to the salary is not fulfilled.
  • The loan applicant should be employed
  • The share of the total monthly debt in the total monthly income should be maximum 55%
  • VISA Classic debit cards / AMEX Point debit cars – by opening transactional account
  • Passive web/mobile banking

Informative example for Consumer loan

*The RTE is calculated for loan amountingto MKD 240,000 and 48 months loan tenor, where the calculations include the fixed interest rate for the entire repayment period.



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