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Required Documentation Consumer Loan thorugh Merchants

For Loans up to MKD 30.000

• Application form filled by the loan applicant (s)
• Copy of ID card / passport from applicant (s)
• Draft from the loan applicant (and the co-applicants) – in case of approval
• Certificate for the loan applicant (and co-applicant/s) that they are permanently employed and with the average salary for the last three months is requested.
• For pensioners, the last check for pension is taken in consideration.
• Pro-forma invoice from the merchant and Final Invoice before disbursement

For Loans over MKD 30.000 up to MKD 300.000

• Application form filled by the loan applicant (s)
• Copy of ID card / passport from applicant (s)
• Draft from the loan applicant (and the co-applicants) – in case of approval
• Certificate for the loan applicant (and co-applicant/s) that they are permanently employed and for their financial data:
• For employees in government institutions, public companies, joint stock companies and other private well known companies, only certificate for the average salary in the last three months is requested.
• For employees in small private companies, it is required to have certificate for the average salary in the last 12 months,
• 3 reviews (for last month’s salary, review from 6 months and review for salary paid before 1 year)
• M1/M2 form (for the applicant and the co-applicants).
• For pensioners, the last check for pension is taken in consideration.
• For Freelancers is requested:
• 3 reviews PP53 (last month, before 6 months and before 12 months)
• M1/M2 form (for the applicant and co-applicant)
• Registration from the Central Registry
• Tax statement and Income / Revenue statement for the last year.