Individuals > Deposits > Foreign currency

Deposits

Discover the deposits offered by our bank

The foreign currency deposits are managed on foreign currency accounts and foreign currency passbooks.
The foreign currency accounts and foreign currency passbooks pertaining to domestic and foreign individuals may be opened only with a suitable ID document at all Bank's counters.

The foreign currency deposits may be:
  • at sight
  • fixed-term
Foreign Currency Deposits at sight
CurrencyEURUSDCHFAUD
transactional accounts 0,00% 0,00% 0,00% 0,00%
passbooks 0,00% 0,00% 0,00% 0,00%
Foreign Currency Deposits with fixed interest rate
CurrencyEURUSDCHFAUD
1 month 0,01% 0,01% 0,01% * 0,01% *
3 months 0,03% 0,05% 0,03% * 0,03% *
6 months 0,15% 0,15% 0,05% * 0,05% *
9 months 0,00% 0,20% 0,07% * 0,07% *
12 months1,50% 0,30% 0,10% * 0,10% *
13 months 0,60% - - -
24 months 0,80% - - -
36 months 2,20% - - -
60 months 1.30% - - -
Minimum amount for term deposits: EUR 100.00, exept for 13 months deposit where the min. amount is EUR 250.00
Foreign Currency Deposits with variable interest rate
Term depositsEURUSDCHFAUD
6 months*0.00%0.15%0.05%0.05%
9 months*0.00%0.20%0.10%0.10%
12 months* 0.30%0.30%0.15%0.15%
13 months*0.35% - - -
15 months*0.00% - - -
18 months*0.00% - - -
24 months*0.60% - - -
36 months*1.00% - - -
48 months*1.40% - - -
60 months*1.20% - - -
Other currencies: corresponding amount for MKD 6,000.00
The interest rates are effective as of 01.04.2021.
The products marked with (*) are suspended, the IR's are valid only for the existing term deposits.

The savings deposits are insured at the Deposits Insurance Fund Skopje.
According with the agreement, the IR are fixed or variable.
The interest is calculated with proportional method.

The Bank keeps the right to change the terms without a prior notice.

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